Tax Scams: What to Watch For and How to Protect Yourself

Tax scams can happen at any time of year, not just during tax season.

Phishing remains one of the most predominant social engineering tactics used. Scammers impersonate IRS agents, other government employees, or debt collectors across various communication channels like phone, text, online, or via mail. Their goal is to trick you into sending them money for taxes, penalties, or fees you don't actually owe. A criminal can also use a social security number to file a tax return and steal that person’s tax refund or tax credit. Stay alert with these tips.

Tips to Avoid Tax Scams:

The IRS has very specific ways it communicates with taxpayers. It does not initiate contact by email, text message, or social media to request personal or financial information. The IRS’s first contact will always be a letter sent through the mail. If you’re ever unsure about a message, do not share personal or account details.

Filing your taxes as early as possible can help prevent criminals from filing in your name. You can also request an Identity Protection PIN (IP PIN), a six-digit number that helps the IRS confirm your identity when you file.

Be cautious with emails or text messages about tax refunds or refund status. Clicking links in these messages can install malware on your device, giving scammers access to sensitive information. To check a refund, always go directly to the IRS’s official Where’s My Refund? tool.

When filing or seeking tax help, only work with reputable tax preparers. Take time to review qualifications and confirm the legitimacy of any service you use. Similarly, double-check website URLs and email addresses to ensure you’re on the official IRS website and not a look-alike scam page.

Remember: The IRS will never

• Demand immediate payment using a prepaid debit card, gift card, or wire transfer. 
• Threaten arrest or involve law enforcement over unpaid taxes.
• Demand that taxes be paid without giving taxpayers the opportunity to question or appeal the amount owed.
• Ask for credit or debit card numbers over the phone.
• Call you about an unexpected refund.

Watch this video to learn more about government imposters.