Financial wellness doesn’t happen all at once. It’s built over time through everyday choices like paying bills, planning ahead, and adjusting when life changes.
If you’re balancing work, family, and a full calendar, you’re not alone. Managing credit, saving for goals, and planning ahead can feel overwhelming.
That’s why good financial habits are not about perfection. They are about progress. And Magnifi Financial is here to help make that progress simple and rewarding at every stage with digital tools to help.
Know your credit so you're ready for what's next.
Your credit score is more than a number. It is a reflection of how you manage money over time. Knowing where you stand helps you plan for what’s ahead.
Magnifi’s My Credit Score tool gives you free access to your credit score, credit report, and personalized tips for improvement, all within your digital banking experience. You can monitor your score anytime and get alerts when things change, so you stay informed and in control.
💡 Real-life tip:
Think of checking your credit score like checking your oil before a road trip. A quick look once a month can help you catch issues early and stay ready for what’s next. This can be especially helpful if you’re thinking about a car purchase, refinancing, or your next big life move.
Build a budget that fits real life.
Budgeting is not about cutting back. It is about knowing what’s possible. With Magnifi’s Personal Financial Management (PFM) tool, you can see all your accounts in one place, set monthly goals, track spending, and plan ahead for larger purchases or important life moments.
💡 Real-life tip:
Try labeling your top three monthly spending categories in the PFM tool. Seeing where your money actually goes can help you make small adjustments without feeling restricted.
Help kids build confidence around money early.
Healthy financial habits begin at home, and the earlier, the better.
Magnifi partners with Greenlight†, a debit card and app designed for kids and teens, to help families build lifelong money skills together.
Parents can send allowances, set spending limits, and guide budgeting right from their phones. Kids learn how to earn, save, give, and spend responsibly with support every step of the way.
Teaching kids about money isn’t just about dollars. It’s about confidence, independence, and helping them feel prepared for life.
💡 Real-life tip:
Involve kids in small decisions, like saving for a toy or helping plan a family outing. Greenlight helps turn everyday moments into real-life money lessons. These early experiences can help kids feel confident and capable as they grow.
Disclaimers:
The Greenlight card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.
Card images shown are illustrative and may vary from the card you receive.
† Magnifi Financial Credit Union members are eligible for the Greenlight SELECT plan at no cost when they connect their Magnifi account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, members will be responsible for associated monthly fees. See terms for details. Offer ends 03/15/2028. Offer subject to change and partner participation.
