Online Shopping Tips

Ensure a secure online shopping experience and make the most of a stress-free holiday season by following these tips:


Keeping a vigilant eye on your finances can help you detect fraud and act more quickly.


Shop with reputable companies

Research the product, seller and check for reviews to make sure you are purchasing from a trustworthy source. You can also check out the Better Business Bureau’s tips for spotting fake reviews.

Look for the padlock

Look for the “HTTPS” in the URL (the extra s is for “secure”) and a small lock icon on the address bar. This icon indicates a secure connection, shielding your data from prying eyes.

Use your credit card

A credit card protects your money in your bank account and gives you added protections like Visa Purchase Alerts and ID Navigator powered by Norton LifeLock. It is likely a scam if the seller asks you to pay using unusual methods such as money order, pre-paid money card, or wire transfer.


Protect your data

Criminals often target your personal data, not just your payment info. Websites may ask you to complete surveys or forms in exchange for discounts. Remain vigilant of what data you provide, to whom, and for what purpose.


Trust your instincts

If something feels off, you’re probably right. Don’t be afraid to walk away – missing out on a good deal is much better than accidentally falling for a scam.



We will NEVER contact you by phone, email, or through social media channels to solicit confidential, personal, and/or account information. This includes Digital Banking credentials, personal identification numbers, one-time passwords, or full debit or credit card information (16-digit number, expiration date, CVV number).


If you suspect you’ve been a victim of a scam, let us know immediately so we can help you review your account and dispute any charges if needed. Also, report the incident to the FTC at


Additional Fraud Resources


Watch this video to learn more online shopping tips.









Magnifi Financial is committed to arming you with the necessary tools and information to protect yourself. Check out our fraud prevention resource page to learn more.