Cyber Security Awareness Month is a timely reminder to protect your personal financial information and strengthen the everyday habits that can help keep you safe online.
Fraud usually does not start with something obvious. It may begin with a text, call, or email that looks legitimate and asks for one click, one piece of information, or one moment of trust. As scams continue to evolve, focus on building stronger cybersecurity habits that can help you recognize warning signs, protect your information, and know what to do if something goes wrong.
Scammers often use urgency, authority, fear, curiosity, or trust to encourage you to act before you have time to think. A message might claim there is suspicious activity on your account, an overdue payment, a delivery issue, or an urgent request from someone you know. The details may change, but the goal is often the same: get you to click a link, provide personal information, send money, or give someone access to an account or device.
When something feels urgent or unexpected, slow down. Avoid clicking links or using contact information provided in the message. Instead, verify the request independently using a trusted website, phone number, or app.
Learn how to spot the red flags today.
How Can You Protect Yourself From Fraud?
A scammer is not always trying to take your money right away. They might first try to collect a password, verification code, account details, or other personal information that can be used later. Strengthen your protection with a few important habits:
Use strong, unique passwords for each of your accounts, and consider using a password manager to keep track of them
Enable multifactor or two-factor authentication whenever it's available
Regularly update your phone, computer, apps, and other devices to ensure they're secure
Keep an eye on your financial accounts and credit reports for any unfamiliar activity
Be cautious with unexpected links, attachments, calls, and any requests for personal information
Consider placing a credit freeze to protect your financial information
Taking a few preventive steps today can make it more difficult for scammers to access your information tomorrow.
Ready to strengthen your fraud protection?
What Should You Do If You Have Been Scammed?
If fraud happens to you or someone you care about, act quickly to limit the damage. Stop contact with the suspected scammer, report the activity to your financial institution or card issuer, and change passwords for any affected accounts. Keep records of messages, transactions, phone numbers, emails, and other details related to what happened.
Depending on the situation, you may also need to report the fraud or identity theft to government agencies or law enforcement. Recovery can take time, but a clear response plan can help you regain control and better protect your information.
Think you may have experienced fraud? Know what to do next.
Identity Theft Prevention: Test your Knowledge
Identity theft can happen when someone gains access to personal information and uses it without your permission. Protecting information such as your Social Security number, financial account details, passwords, and other identifying information can help reduce your risk.
Take our quick assessment to identify potential vulnerabilities in how you protect, manage, and monitor your personal information. After answering the questions, you will receive personalized feedback and practical steps to strengthen your protection.